The Bill and Carol Latimer Charitable Foundation

Faith sees the invisible, believes the unbelievable, and receives the impossible. - Corrie ten Boom


Pay to all what is owed to them: taxes to whom taxes are owed, revenue to whom revenue is owed, respect to whom respect is owed, honor to whom honor is owed.

Romans 13:7

COF Process

The Educational Director for the College Opportunity Fund will determine the amount of money, if any, to be loaned to each student based upon the need for tuition, room, board, and books. The determination will be made annually.


Students may apply and reapply for an interest free loan for the period of time, not to exceed five years, required to attain a baccalaureate degree.

In order to qualify for a loan, students must maintain a minimum institutional cumulative grade point average (GPA) of 3.00 with no less than a GPA of 3.0 for each semester.

Students will be required to

  1. Comply with the College Opportunity Fund Code of Conduct
  2. Sign release forms for their transcripts and Financial Aid Awards
  3. Sign a Promissory Note upon each disbursement


Repayment of loans will begin within three months following the student’s graduation.


Students who become ineligible to reapply due to poor academic performance are required to continue providing the Educational Director with a copy of their grades each semester and their current contact information.


Ineligible students who remain enrolled full time pursuing a degree are not required to begin repayment until three months after graduation.


Ineligible students who drop out are required to begin repayment immediately.

Details of the College Opportunity Fund (COF) Program are available in the following documents:



               Additional informational links for the College Opportunity Fund:               


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